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Fraud types

Each entry explains how the fraud works, the warning signs to watch for, and the exact step to take if it has already happened to you.

Payment

UPI request and QR code fraud

You are sent a 'collect request' or a QR code and told to scan it to receive money. Scanning sends money out, never in.

Employment

Task and part-time job scam

A WhatsApp or Telegram message offers paid tasks. Small payouts arrive first, then a larger 'deposit' is demanded.

Impersonation

Digital arrest call

Callers posing as police, CBI or customs claim a parcel or case in your name and keep you on video call until you transfer money.

Investment

Trading and crypto group fraud

A group shows profit screenshots and a fake app where your balance rises. Withdrawals are blocked until you pay 'tax'.

Identity

KYC and account-block SMS

An SMS warns your KYC has expired and your account will be blocked, with a link or an app to install.

Shopping

Fake shopping and delivery pages

Deeply discounted products on a lookalike site, or a delivery SMS with a small 'redelivery fee'.

Social

Romance and friendship fraud

A long online friendship leads to a gift stuck at customs, a medical emergency, or an investment tip.

Loan

Instant loan app harassment

An app gives a small loan, takes your contacts and photos, then threatens and shames you for repayment.

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